At Ocean Capital we're the real deal for small-balance commercial lending. We specialize in providing business loans for owner-occupied small businesses. For over 25 years, we've secured funding for owners of gas stations, convenience stores, hotels/motels, auto repair shops, used car dealerships, and other unique businesses. Let us help you reach your goals.
We do most of the work so you can move on to your next client.
Get your deal approved fast!
We will work with you through every stage of the process to ensure a fast and seamless transaction.
Get approved now!
- Owner-occupied commercial mortgages up to $2 million
- Up to 75% financing
- Credit scores as low as 600
- Low debt-service coverage requirement
- Flexible underwriting guidelines
