Loans and financing for hardworking people that banks pass up
Loans and financing for hardworking people that banks pass up
Hard to finance?  Look no further.

At Ocean Capital, we're the real deal for difficult financing. We specialize in providing business loans for hard-to-finance owner-occupied small businesses—even those with less-than-perfect credit histories. For over 25 years, we've secured funding for owners of gas stations, convenience stores, hotels/motels, auto repair shops, used car dealerships, and other unique businesses. Let us help you reach your goals.

Brokers

We finance clients that other banks and lenders overlook.
Get your deal approved fast!

Borrowers

We have a unique solution for your unique need.
Get approved now!


Here's the proof
  • Owner-occupied commercial mortgages up to $2 million
  • Up to 90% financing
  • Credit scores as low as 500
  • No income verification
  • Low debt-service coverage requirement