
At Ocean Capital, we're the real deal for difficult financing. We specialize in providing business loans for hard-to-finance owner-occupied small businesseseven those with less-than-perfect credit histories. For over 25 years, we've secured funding for owners of gas stations, convenience stores, hotels/motels, auto repair shops, used car dealerships, and other unique businesses. Let us help you reach your goals.

- Owner-occupied commercial mortgages up to $2 million
- Up to 90% financing
- Credit scores as low as 500
- No income verification
- Low debt-service coverage requirement


