Loan Profiles

We can help your clients finance a wide range of commercial properties, including gas stations/convenience stores, automotive, hotels/motels/bed & breakfasts, office, retail, light industrial, and multifamily/mixed-use.

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Gas Stations/Convenience Stores

Ocean Capital is a leader in financing both branded and unbranded gasoline stations. Our industry experts have financed properties with known environmental issues as well.

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Automotive

These can include auto repair stations, auto auction properties and used car lots for self-employed investors who need short-term or long-term capital.

Hotels/Motels/B&Bs

Lodging

We have experience financing both branded and unbranded hotels, motels, or bed & breakfasts with a maximum of 60 rooms.

Retail

Retail

We help finance a diverse range of retail properties, including liquor stores, laundromats, restaurants, bars, drug stores, regional enclosed properties, outlet centers, strip malls, single-tenant properties, and regional unenclosed properties.

Light Industrial

Light Industrial

These properties include warehouses, self-storage facilities, and research and development properties. They can be owner-occupied and have multiple tenants.

Office

Office

These can include single tenant properties, mid-rise offices, office-over-retail properties, and office buildings for medical, legal, architectural, and engineering professionals.

Multifamily / Mixed-use

Multifamily / Mixed-use

These include garden apartments, low/moderate income, student apartments, senior apartments, and underlying cooperatives. Properties can have a maximum of 25 units.