Customer Privacy Statement
At Ocean Capital, we put our customers first and take pride in offering them financial services that meet their individual needs. We appreciate the trust our customers have in Ocean Capital and place the highest priority on our customers' privacy. As an Ocean Capital customer, you can count on responsible treatment of any personal information you share with our company.
Privacy Policy Statement
Your relationship is important to us, and we are committed to providing you with the best service possible. To do that, we use, collect, and retain information about you and your account to keep you informed about the many financial services, products, and benefits available to you as an Ocean Capital customer and to help you manage your finances most effectively.
Maintenance of Accurate Information
Ocean Capital established procedures to ensure that our customers' financial information is accurate, current, and complete in accordance with reasonable business standards. We also pledge to respond to requests to correct inaccurate information in a timely manner.
Protection of Information by Established Security Procedures
Ocean Capital maintains security standards and procedures to help prevent unauthorized access to confidential customer information. We update and test our technology to improve the protection of our customer information and to assure the integrity of our information.
Restrictions on the Disclosure of Account Information
Ocean Capital pledges not to reveal specific information about your accounts, or other information that would personally identify you to those outside Ocean Capital for their independent use unless: 1. The information is necessary to help complete a transaction you requested; 2. You request or authorize that the information be revealed; 3. The disclosure is required or allowed by law; or 4. The information is provided to a reputable credit bureau or similar information reporting agency.
Maintaining the Customers' Privacy in a Business Relationship Outside Our Organization
Ocean Capital does not release specific information about customer accounts or other personally identifiable information to unaffiliated third parties for their independent use. We expect the companies that we have selected as our business partners to honor our privacy principles in the handling of customer information. It is sometimes necessary to provide personally identifiable information about you to a party outside our organization. Some examples are when we hire a vendor or service company to prepare your account for formalization of "closing." When we work with outside businesses or companies, these vendors agree to safeguard your personal and confidential information, and these vendors must abide by applicable law. If a vendor is hired to use your information for marketing purposes, we will disclose this to you in advance and provide you with an opportunity to "opt out," in which case your information would not be provided to the vendor for marketing purposes.
The Information That We Collect
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on the application or other forms
- Information about your transactions with us, our affiliates, or others
- Information from a consumer reporting agency
Nonpublic Personal Information and Former Customers
We do not disclose nonpublic information about former customers, except as permitted by law.
Disclosing Our Privacy Commitment to Our Customers
At Ocean Capital, we value our customer relationship. We want you to understand how we use the information that you provide to us and our commitment to ensuring your personal privacy.
